refund policy

last updated: august 2025

premium plan (€999):

• fully refundable within 14 days if onboarding has not started.
• once onboarding and documentation processing begins, a partial refund may be considered, minus €399 administrative fee.

non-refundable items:

• fees paid to government agencies, notaries, or third-party service providers are non-refundable.

to request a refund, contact legal@havn.consulting